Chapter 7 Bankruptcy
Each year, people all across Southern California and throughout our country have debt problems that become severe enough that they need to file consumer bankruptcy. Today, an overall economic slowdown that includes major price inflation and the well-publicized mortgage foreclosure epidemic is hitting people especially hard.  Attorney Thomas D. Nares, has been successfully representing clients throughout Southern California for more than 20 years. He has successfully filed Chapter 7 bankruptcy cases with the personal service required by our clients.

Please contact our law offices today for a free, informative telephone consultation to talk about your situation.
We urge you to seek help from a qualified, experienced attorney for situations like these:

• You are dealing with home mortgage foreclosure.
• You are about to be sued for nonpayment and wish to prevent a judgment against you that could result in garnishment of your bank account and wages.
• Your total debt load is simply more than you can handle, and creditor calls and demands are making life miserable for you.
• You have unpaid taxes going back several years

Chapter 7 Bankruptcy: Do You Qualify?

Sometimes called debt liquidation, Chapter 7 bankruptcy can provide complete discharge of unsecured debts: Whatever you owe credit card companies, for example, can be wiped away to give you a fresh start and chance to rebuild. It will also stop or prevent judgments and garnishments so that you have a chance to recover financial stability.

For most people in need of debt relief, one of the first questions to address is whether they qualify to file Chapter 7. In 2005, changes in federal bankruptcy laws included the institution of a “means test” that prevents higher-income earners from filing Chapter 7. People in this situation — and those attempting to achieve a debt settlement and keep certain types of assets — are often eligible to reorganize debt in a Chapter 13 fling and plan, however.

Free, Helpful Telephone Consultation: Call                      760-434-5710

Our in-depth familiarity with federal bankruptcy laws allows us to help many clients throughout Sothern California.  If you are ready to finally get the relief you are entitled to, please call our office and we will get you on your way to financial freedom.

Schedule a Free Consultation

To learn more about your rights and options, schedule a free consultation today. For assistance, call us at 760-434-5710 or contact us online.

Tags: San Diego Bankruptcy Law Firm, Carlsbad Bankruptcy Attorney, Bankruptcy Lawyer in Escondido California.